Protect your family from hardship, get your life insurance policy todayLife Insurance Florida

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Life Insurance can help protect your family survival and is an excellent tool to accumulate money for college, retirement or unplanned expenses. A person should have life insurance policy that approaches eight to ten times their annual gross income. Under current laws, there is no federal income tax on death benefits paid to a named beneficiary.

Using the strength and experience of our top-rated National life insurance companies, we offer several affordable 10-20-30-Term Life, Universal life insurance, and whole life policies to Florida Residents.

Life insurance policy structured for a specified length of time typically 10-20-30 years term life is usually purchased with a particular family financial needs in mind. Beneficiaries will collect the proceeds, usually tax-free, the face value of the policy upon the insured death. Term life is an attractive means for that applicant with limited income, short-term insurance needs, or for personal family protection.

Personalized Level Term Life Insurance Policy Features:

  • A permanent death benefit payout and a level premium for a specified number of years. We offer 5-10-15-20-30 year terms.
  • Decreasing Term Life Insurance Policy Features.

How can I get low rates on Life Insurance?

  • Being non-smoker. 
  • Follow a Healthy diet lifestyle.
  • Try to exercise 3 to 4 times per week.
  • The current medical condition must be under control by medication.

If the insured survives the time-period selected on the contract, the policy expires. There is no cash value at the expiration of a term life insurance policy. Some policies have a convertible feature permitting a policy owner to exchange a term policy for a whole life policy without evidence of insurability or allow you to renew the term life policy on a yearly basis.

why do I need Index Universal Life Insurance 

  1. has potential higher interest return.
  2. Tax-deferred cash value accumulation.
  3. A level of protection from negative index performance.                                                  
  4. A variety of index allocation such as S&P 500, NASDAQ 100, Dow Jones Industrial, Index Bond, Russell 2000, Others.                                  

How can I get a Life Insurance Quote Today?

If you wish to find out how much it costs to ensure you with life insurance? Please fill out a quote request form today to receive a personalized life insurance coverage that provides first-class insurance coverage at an affordable cost. Or call us now at (954) 454-9599 or toll-free at (866) 454-9555 to discuss your need for life insurance in more details.