Protect your family from hardship get your life insurance policy todayLife Insurance Florida

Life Insurance can help protect your family survival and is an excellent tool to accumulate money for college, retirement or unplanned expenses. A person should have life insurance policy that approaches eight to ten times their annual gross income. Under current laws, there is no federal income tax on death benefits paid to a named beneficiary.

Using the strength and experience of our top rated National life insurance companies, we offer several affordable 10-20-30-Term Life, Universal life insurance, and whole life policies to Florida Residents.

Life insurance coverage for a specified length of time typically 10-20-30 years term life is usually purchased with a particular family financial needs in mind. Beneficiaries will collect the proceeds, usually tax-free, the face value of the policy upon the insured death. Term life is an attractive means for that applicant with limited income, short-term insurance needs, or for personal family protection.

Personalized Level Term Life Insurance Policy Features:

  • A permanent death benefit payout and a level premium for a specified number of years. We offer 5-10-15-20-30 year terms.
  • Decreasing Term Life Insurance Policy Features

How can I get low rates on Life Insurance?

  • Non-Smoker
  • Healthy diet lifestyle
  • Exercising on weekly basis
  • Pre-existing medical condition under control by medication

If the insured survives the time-period selected on the contract, the policy expires. There is no cash value at the expiration of a term life insurance policy. Some policies have a convertible feature permitting a policy owner to exchange a term policy for a whole life policy without evidence of insurability or allow you to renew the term life policy on a yearly basis.

Index Universal Life Insurance 

  • Potential higher interest
  • Tax-deferred cash value accumulation
  • A level of protection from negative index performance                                                  
  • A variety of index allocation such as S&P 500, NASDAQ 100, Dow Jones Industrial, Index Bond, Russell 2000, Others                                  

How can I get a Life Insurance Quote Today?

If you wish to find out how much it cost to insure you for life insurance? Please fill out a quote request form today to receive a personalized life insurance coverage that provides first-class insurance coverage at an affordable cost. Or call us now at (954) 454-9599 or toll-free at (866) 454-9555 to discuss your need for life insurance in more details.

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