Flood Insurance Florida. BE PREPARED!
Protect your commercial and Residential property against potential flood damage with comprehensive flood insurance coverage in Florida. Our policies provide financial security and peace of mind, ensuring that you are prepared for any unforeseen flood events. Safeguard your property investment today with our reliable and affordable flood insurance policy.
The New Flood Map Changing in Florida:
In the State of Florida, flooding is 24 times more likely to occur than a fire. Florida standard homeowners insurance policy will not cover damages caused by flooding. You must have flood insurance from Florida insurance companies that write for the National Flood Insurance Program.
If your community participates in a flood plan management program, you should be eligible to buy the coverage no matter if your flood risk is low, medium or high. Flood insurance Florida is also available to Income properties, Warehouses, Apartment Building, and Condominium Association.
Characteristics of Flooding Damages:
A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties at least one of which is yours from:
- Overflow of inland or tidal waters.
- Unusual & rapid accumulation of runoff or surface waters from any source.
- Mudflow defined as a river of liquid and flowing mud on the surfaces of normally dry land areas, as when earth is carried by a current of water.
- Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels.
- Outside of fire, flooding is the most widespread natural disaster. According to the National Flood Insurance Program, two adjacent properties have to be under water to call the situation a flood. In a rural area, at least 2 acres must be submerged.
[Federal Emergency Management Agency’s Flood Maps]
What to do next to get a Commercial Flood Quote:
In particular, South Florida has significant flood insurance concern from tropical storms and hurricanes. Be prepared! To find out how much it cost you to insure your home for flood and excess flood, please fill out a quote request form today to receive a Flood Insurance Florida quote based on your property certificate of elevation. Feel free to call us at (954) 454-9599 or toll free at (866) 454-9555 to get a quote.