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Non-Emergency Medical Transportation Insurance is a unique type of commercial auto insurance for para-transit services and ambulance transportation. This kind of transportation is specialized, delivering a door-to-door transportation service for people with disabilities or older aged patients, none of whom are able to ride public transportation. Transportation providers like yours classified non-medical emergency transportation based on pre-scheduled arrangement pick-up; the para-transit service companies are usually compensated by hospitals, medical clinics or Medicare and Medicaid. State and County government agencies demand mandatory regulations that every non-emergency medical transportation vehicle must be adequately insured. This type of policy includes the following:
- Physical Loss of your vehicles
- Excess Liability (Optional)
- General Liability is also necessary, in the event that any passengers filed a lawsuit against the driver for reckless driving
- Commercial Automobile Liability to protect the passengers in your vehicle, and against third-party automobile accidents
Does Florida require Non-Emergency Medical Transportation Insurance?
A Florida Non-Emergency Medical Transportation Company is mandatory enforced by the local authority to obtain commercial auto, worker’s compensation, and general liability. What happens if your vehicle accidentally breaks down during a trip and your passenger is injured in your vehicle? What happens if your reckless driver injures a patient who is sitting in your vehicle? All of these possibilities mean Liability to You. “Risk” is something that an insurance policy helps you to offset it. It is important to evaluate the financial risk your company might face and pursue getting proper policy.
What to do next before renewing your Insurance Policy?
For a non-emergency medical transportation insurance quote or to talk with G. Zein Insurance Services who can answer your questions, contact us now at (866) 454-9555, (954) 454-9599 or email to firstname.lastname@example.org
An example of an active form of non-emergency medical transportation insurance includes specialty transportation vehicles such as a Standard Sedan Vehicle, Wheelchair Van, Stretcher Van, and even an Ambulance.These policies work by protecting your employees and your business from the cost of paying out insurance claims to passengers sitting in your company vehicle. These type of policies allow your business to remain compliant with the local government requirements when operating a non-emergency medical transportation company.
How to get discounts on your Non-Emergency Medical Transportation Insurance Policy
- Multiple vehicles get additional discounts
- Proof of monthly maintenance of your vehicles
- Hire drivers with minimum 2 years experience with a clean driving record
- Additional discounts for having a 3 years claim-free, supported by a loss run report
Are you covered today?
It is a good idea to evaluate your non-emergency medical transportation insurance policy each year. Since the cost of this insurance typically rises when a policy is renewed, now it is a good time to shop for a comparable non-emergency medical transportation insurance rates and limits. Call Us Now; we are here to help you.