Protect your family from hardship after death, get a life insurance policy today.
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A Life Insurance Policy can help protect your family life continuity, after the death of the head household. Also Life Insurance policy is a valuable tools to accumulate cash to be used for college, retirement or unexpected emergency expenses.
What is Life Insurance?
Normally, the head of a household purchase a life insurance policy equivalent to eight to ten times his/her annual gross income. Under current laws in Florida, there is no federal income tax on death benefits proceeds paid to a named beneficiary.
Using the financial strength and experience of our top-rated National life insurance companies, we offer several affordable 10, 20, 30 Years Term Life Insurance, Universal life insurance, and whole life insurance policies to Florida Residents.
Life insurance policy is structured for a specified length of time typically 10 to 30 years, and it is normally purchased with a specific family financial needs in mind. Beneficiaries will collect the proceeds tax-free, the full face value of the policy upon the insured death. life insurance is an attractive means for the applicant with limited income or for personal family financial protection.
What is the benefit of Level Term Life Insurance Policy?
- A death benefit payout and level premium for a specified number of years. We offer 5-10-15-20-30 year terms.
- Decreasing Term Life Insurance policy features designed to cover home mortgages .
If the insured survives the time-period selected on the contract, the policy expires. There is no cash value accumulate when a term life insurance policy expires. Some policies have a convertible feature permitting a policy owner to exchange a term policy for a whole life policy without evidence of insurability (proof of good health) or allow you to renew the term life policy on a yearly basis.
4 ways to get a lower cost Life Insurance?
- Being a non-smoker.
- Follow a healthy diet lifestyle.
- Try to exercise 3 times per week.
- Your current medical condition must be under control by medication.
what is the Benefits of Index Universal Life Insurance?
Get a Term Life Insurance Quote Today
If you want to find out how much it cost to insure you with life insurance, Please fill out a quote request form today to receive a personalized life insurance coverage at an affordable cost. Or call us today at (954) 454-9599 or toll-free at (866) 454-9555 to discuss your need for a life insurance policy in more details.
ALL INQUIRIES ARE WELCOME.