Obamacare Insurance FloridaObamacare Insurance Florida Reform of 2014.

OPEN ENROLLEMENT 11/01/2023 to 01/15/2024.

Call us at 954-454-9599 and check IF you qualify for Subsidy.


Get a Quote

What is the Market Place Exchange:

The Marketplace “EXCHANGE” is designed to help you find health insurance that meets your needs and fits your budget. The Marketplace offers “one-stop shopping” to find and compare private health insurance options in Florida. You may also be eligible for a new kind of tax credit that lowers your monthly premium right away.

List of Essential Health Benefits available to members:

  1. Hospitalization.
  2. Prescription drugs.
  3. Laboratory Services.
  4. Maternity and newborn care.
  5. Emergency room services.
  6. Pediatric services including Oral Dental Care.
  7. Ambulatory patient services such as doctor’s visit.
  8. Rehabilitative and habilitative services and devices.
  9. Preventive and wellness services and chronic diseases management.
  10. Mental Health and substance use disorder services including behavioral health.

Five Levels Plans in Obamacare Insurance Florida:

1- Level#1 –  Catastrophic plan with maximum out of pocket limit
2- Level#2 – Bronze plan (QHP) pays on average 60% of approved medical bills.
3- Level#3 – Silver plan(QHP) pays on average 70% of approved medical bills.
4- Level#4 – Gold plan (QHP) pays on average 80% of approved medical bills.
5- Level#5 – Platinum plan (QHP) pays on average 90% of approved medical bills.

Financial Assistance in Obamacare Insurance Florida:

Tax Credit and Cost Sharing Premium Subsidy are available for applicant with income categories calculated between 100% – 400% of FEDERAL POVERTY LEVELS (FPL) chart, must purchase Medical Plans ON THE EXCHANGE in order to receive government subsidy, or may be eligible for Medicaid coverage if income is above FPL, see sample income levels:

1- Individual with annual income of $14,580 to $48,320.
2- Family of 2 with annual income of $19,720 to $78,880.
3- Family of 3 with annual income of $24,860 to $99,440.
4- Family of 4 with annual income of $30,000 to $120,000.

Note: Applicant with income levels over 400% F.P.L. – NO FINANCIAL ASSISTANCE.

Major Consumer Protection Affordable Care Act:

1- No annual or lifetime coverage limits.
2- Guaranteed Issue regardless of health status.
3- Extension of health insurance coverage to Children up to age 26.
4- Prohibition on coverage limitations or exclusions based on pre-existing conditions.
5- Prohibition on charging consumers a higher premium based on health status or gender.

Call us today for Obamacare Insurance Quote:

For more information about THE MARKET EXCHANGE and to check if you qualify for tax-credit, please click “get a quote” request below and review all comparative plans and rates today. The agency is CERTIFIED to assist all individual and family in Florida, applying for affordable health care insurance plans in the marketplace. Or feel free to call or email us at (954) 454-9599 or toll free at (866) 454-9555, to discuss the new affordable health insurance in more details.